Purchase and refinance available

We have Government Loans

• VA Loans
• FHA Loans
• Chaffa Loans
• Cal Pers
• Down Payment Assistance Programs

Fixed Rate Loans

• *We have the lowest fixed rate loans in the country
• Adjustable rate Mortgages with interest only options

Purchase Loans

• For first time homebuyers & bad credit scores.
• tax credits available for home buyers, down payment assistant programs available, we provide pre-qualification certificates to you when you make a offer on a property,
• FREE consultation on home buying, call Cindy now!
• INVESTORS WELCOME!

Re-Finance Loans

• Change out your adjustable or high fixed-rate loans and save money.
• For good credit, bad credit, or even bankruptcies!
• TAKE CASH OUT

Private Money

• For Cash Out purposes. No appraisal, or credit reports needed!
• Facing foreclosure? Call now, time is of the essence.

Notice of Default?

• If you have received a notice of default, and may lose your home to foreclosure, we can help!
• Please call Cindy at 805-391-1008.

Debt Solutions

• Ask us how you can get started today on a new solution to your credit problems. Don't be bothered with creditors harrassing you, get in control of your financial life. Whether it may be too much debt and you need to consolidate, or you have creditors calling you all hours of the day, bad credit and you need to repair it, or all of the above, get started today. Repair, Restore and Rebuild your credit. Start a new life today!